Ok parents, at some point you are probably going to get the call: ”Mom, Dad, please help -- I’ve run out of money!” Maybe they blew too much on pizza, indulged in too many grande Unicorn Frappuccinos, or just ran into unexpected costs they didn’t anticipate. Whatever the cause, you can probably count on a desperate money call at some point.
Read MoreBe honest: what do you think when you hear the word budget? If you are like most people, maybe you think about spreadsheets and restrictions and self-denial and past failed attempts at reigning in your Amazon purchases.
First, let's call it a "spending plan", not a budget. Semantics, I know, but putting it in terms of spending puts you in the right mindset.
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